Financial Wellbeing Made Simple

Learn Well. Invest Well. Live Well. 

12 Fundamental Truths for Financial Wellbeing



This book –12 Fundamental Truths for Financial Wellbeing depicts the 12 fundamental truths that the author believes will increase the financial life of its readers through their diligent application as the author did in his life.

It is written in a straight-forward and easy-to-understand manner without any jargon whatsoever and to be used as a handy reference strategy guidebook to build your wealth whenever the need arises.



ISBN: 978-981-14-7292-3

Format: Paperback

Language: English

No. of Pages: 168

Size: 148mm x 210mm x 10mm


  • You are in debt and looking for a proven strategy to get out;
  • You are worried about your financial future and retirement; 
  • You want to start investing but don’t know where to start;
  • You want to generate multiple passive income streams but do not know how; and
  • You want to impact lives and save the planet with your wealth.


  1. 3 Obstacles to Wealth Building
  2. How and Why You Get into Debt in the First Place
  3. How to Get Out of Your Debt-hole permanently
  4. 3 Guaranteed Ways to Lose Money in the Markets
  5. How Passive Investing Can Make You Money Regardless of Market Sentiments
  6. The Truths about Risks, Costs and Returns of Your Investment
  7. 3 Keys to Building a Great Investment Portfolio
  8. How You Can Generate Consistent Trading Income, Investment Income and Portfolio Income
  9. How to use Your Wealth to Impact Lives and Save the Planet
  10. and more..

What Readers Say About This Book

Hart Tan
Director, Tomato Photo & Bambini Photo International
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“Wow… want to build wealth? This book is a must read! A practical and step-by-step approach from zero to hero!”
Foo Ming Tay
Director, Goshen Consilium Pte Ltd
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“This book is a passionate conversation for aspiring wealth builders.”
Tony Teng
Chief Operating Officer, CSME Development (S)
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“I would strongly recommend this book for those who are seeking ways to achieve financial independence but do not know how, as well as those who have full knowledge of investment, yet want to fine tune their portfolios.”
Genevieve Fu
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“Truly amazing book that drives you to think boldly about your financial goals and most importantly, allows you to confidently achieve them step-by-step.”
Gladys Tan
Wealth Strategist
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“I appreciate the variety of views in the book. It is very balanced, authentic, and straight to the point. I believe it’s a good read for anyone - be it a beginner investor or even seasoned investor.”
Vanessa Kumar
Founder, 3 Odd Ducks
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“Victor has beautifully summarized the road to financial freedom, and I dare say, no one says it as honestly as he does. There is no fluff, no shortcuts and no course fees needed to learn from him. It is all in this book!”


We pledge to donate 100% of the proceeds from the sale of each book to a registered social group or charitable organization in Singapore to advance their good causes – like helping with the elderly, the homeless, the hungry, and animal rescue and shelter, etc. as part of our Corporate Social Responsibility (CSR) initiative. 

However, we do not work with any specific social group or charitable organization. We believe in giving whenever the need is felt and to whichever social group or charitable organization regardless of their religion, nationality, culture, race, or language, etc. The beneficiary of this pledge will be made known at the close of our financial year in September 2021 via our blog page.

On the other hand, if you have a social group or charitable organization that you want the proceeds of your book purchase to go to, please email me their details and we will send the amount of your book proceeds in your name as your donation to them. Also, if you have a social group or charitable organization that you want us to help out with our pledge, please email me the details. We promise to take your request into consideration. 

I thank you for your purchase of my book as your kind donation to those in need. 


Each book sold on this website will be personally autographed and dated by the author with this message – “Stay Healthy, Stay Wealthy.” 


Victor Ang is the Founder & CEO of ALGOINSIGHTS PTE LTD, the Master Licensor of his proprietary Forex trading algorithms to his investment management company ALGOINSIGHTS MANAGEMENT PTE LTD where he serves as Director and Shareholder.

In addition to his Forex trading business, he travels frequently with his family for pleasure and to seek investment opportunities in the social and environmental eco-space to impact lives and save the planet at the same time.

Orders and Delivery Information

Last updated on August 2020 

Please be aware that deliveries are impacted in some countries and regions due to COVID-19 Pandemic. See below for the full list of affected countries and regions. If your country or region is not mentioned below, we believe you will still receive your book within our usual estimated delivery times of 15 days from the day when you placed your order with us but please check your local postal guidelines and allow a bit more time for delivery.

List of countries and regions affected by extended delivery times:

Australia, Brazil, Canada, Chile, Cyprus, Greece, Hong Kong, Israel, Italy, Japan, New Zealand, South Korea, Taiwan, United Arab Emirates, and Uruguay.

Please allow an extra of 15 to 30 days on top of our normal delivery times of 15 days for your delivery to arrive at your doorstep.

List of countries and regions affected by temporary delivery closure:

India, Malaysia, Mauritius, Morocco, Peru, Philippines, South Africa, Sri Lanka, Tunisia, and Vietnam.

If you have orders that are currently on their way to you, please allow an extra of 15 to 30 days on top of our normal delivery times of 15 days for your delivery to arrive at your doorstep. If you have orders that have not been shipped yet, they will be cancelled by us and your money will be refunded to the payment method you used to place those respective orders within 7 (seven) business days from the cancellation date.

We thank you for your kind understanding.

How much is postage, handling, and delivery?

We practice fixed fees for all our deliveries as follows:

Within Singapore: Customer add another SGD10/- to each order.

Outside Singapore: Customer add another SGD20/- to each order.

Can you offer a specific day for when delivery will be made?

As all deliveries are handled by local postal services, we cannot offer a definitive time or date for the arrival of your order.

Are books dispatched together, or in separate packages?

Depending on the size of your order, we usually pack and dispatch each order in one package. 

Can you provide tracking numbers for packages?

Yes. All our orders are dispatched to customers by registered mail with tracking number to ensure delivery of your order. 

Can I cancel my order and have my money refunded?

No. We do not offer refunds for any order cancellation by the customer once your order has been placed with us through the website.

The price of my pre-ordered book has dropped, can I receive a refund for the difference?

No. We do not offer retrospective refunds once your order has been placed with us through the website.

Which payment options are available to me?

We accept payments made with the following credit/debit cards: VISA, MasterCard, and AMEX. We do not accept order paid for by cheque or money order.

Can I place my order across the telephone?

No. We only process orders placed through the website. This is to ensure that we can accept your order quickly and that your details are kept secure throughout the ordering process.

When will my order arrive?

Dispatch times may vary for each book even if they are ordered at the same time. However, you will receive an email when your book(s) has/have been dispatched so you can start making room on your shelves for your new book(s)!

What currencies are available to buy in?

We only accept the Singapore Dollar.

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